Sunday, January 17, 2010

INSURANCE COMPANIES

I know I should consider myself lucky. After all, an insurance company administers my Medicare Part D prescription drug plan and pays the major share of my medication costs, thus saving me a lot of money. Nevertheless, I can’t help feeling angry and frustrated.

It makes me extremely angry that wealthy insurance CEO’s and their staff feel entitled to huge six and seven figure salaries and bonuses while the average American has to pay outrageous premiums for his/her health insurance. As far as I’m concerned it is completely unacceptable, that there are people paying more than $1000 a month for their health insurance policies so that the CEO’s can enjoy their cushy lifestyle. In addition, others with pre-existing conditions cannot obtain insurance at all. How outrageous!!! The insurance companies have plenty of money and could easily insure these unfortunate people instead of greedily living off the fees they collect. And I am immensely frustrated that the insurance companies have so much power in Washington D.C. over our Senators and Congressman that they can continue this abuse. We are at their mercy.

Meantime, I have to tell you, these insurance companies are idiots. Medicare Part D recipients can switch their policies to another insurance company every year during November and December. And since insurance companies change their rates and policies every year, many seniors find themselves scrambling to find the most economical policy they can and then switching companies. Thus, I registered with a new company early in December and was told they would send me a packet of monthly coupons to use for paying my monthly fee. Fine I thought, except the first payment was due on January 1st, but they didn’t mail me the coupons until Dec. 31st. What were they thinking !!!!!

By Hannah --www.FunnyPhotosContest.com a photo contest for cute or funny photos and photo captions.

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