Saturday, March 26, 2011

THANK YOU NOTES

Today when I collected the letters from my mailbox, I found two small envelopes with my daughter’s address on the backs. I couldn’t imagine why she had sent them to me. To my delight, each of my grandson’s had written a thank you note to me.

Recently I gave them each a good “chunk” of money to invest in their college funds. Two years ago, I inherited money from my Mom and it has been “sitting” in one of my investment accounts. When I received the money, I immediately decided to earmark the money for my grandchildren’s education. And so I haven’t spent any of it. But it occurred to me that, heaven forbid, if I land in a nursing home someday, my grandsons may get nothing. Since I own my house and have several IRA’s, I feel confident that I will have enough money for my future. And so I thought it would be wise for me to start giving the boys $13,000 a year, the amount the government allows as gifts without tax implications.

And in the meantime, my wonderful grandsons thoughtfully remembered to send me a thank you note. I am sooooooo proud of them. And my Mom, who loved her great grandsons dearly, would be so pleased to be contributing to their education.

By Hannah www.FunnyPhotosContest.com a photo contest for cute or funny photos and photo captions.

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